FIFO
Built for Australian FIFO Workers

Protection for
Those Who Work the Dirt

Life insurance, TPD, and income protection designed around the unique risks, rosters, and realities of fly-in fly-out life. No generic policies. No runaround.

Get a Free Callback Calculate Your Needs
Australian advisers
FIFO-specialist policies
No obligation
Request a Callback
A specialist will call you within 1 business day

By submitting you agree to be contacted by a licensed Australian financial adviser. Your information is kept private and never sold.

You're all set!

A FIFO insurance specialist will call you within 1 business day. Check your email for a confirmation.

$2M+
Average Life Cover for FIFO Workers
75%
Of Income Protected Under IP Policies
48hr
Average Policy Comparison Turnaround
01
Why FIFOlife

Standard Insurance
Wasn't Built for You

Most policies weren't written with FIFO workers in mind. We fix that — connecting you with advisers who understand your roster, your hazards, and your family's needs back home.

Hazardous Occupation Specialists

Mining, oil & gas, and construction carry real risk. We work with insurers who cover high-hazard roles without loading your premium through the roof.

Roster-Aware Income Protection

FIFO income isn't 9-to-5. Your IP policy should account for your roster, allowances, and the real income you'd lose if you couldn't fly back out.

Protection for the Family at Home

Your family carries the risk too. Life cover and TPD that actually pays out means they're protected whether you're on-site or at home.

What We Cover

Full Protection.
No Gaps.

  • 01
    Life InsuranceA lump sum payment to your family if the worst happens. Enough to clear the mortgage, school fees, and keep life going.
  • 02
    Total & Permanent Disability (TPD)If an injury or illness means you can never work again, TPD pays a lump sum so you don't have to burn through super.
  • 03
    Income ProtectionReplace up to 75% of your income if you're off work injured or ill. Critical for FIFO workers with big site wages to protect.
  • 04
    Trauma / Critical IllnessA lump sum if you're diagnosed with cancer, heart attack, or stroke — covers costs your health insurance won't touch.
Coverage Snapshot
Life InsuranceFrom $250k
TPD CoverLump Sum
Income ProtectionUp to 75%
Trauma Cover30+ Conditions
Super-linked optionsAvailable
02
How It Works

Simple.
Fast. No Fuss.

No paperwork maze. No insurance jargon. Just a specialist who does the heavy lifting while you're on-site or at home.

01

Request a Callback

Fill in your details in 2 minutes. Tell us your industry, roster, and what coverage you're thinking about.

02

Speak to a Specialist

A FIFO insurance specialist from Nexa calls you within 1 business day. They understand your world — no explaining what a swing roster is.

03

Get Your Cover Sorted

Your adviser compares policies across multiple insurers and finds the right fit for your income, family, and risk profile.

Our Insurer Panel

We Compare Across Multiple
Australian Life Insurers

Nexa is not tied to a single insurer. They compare products from Australia's leading life insurance providers to find the right policy for your occupation, your income, and your family — not just whatever's easiest to sell.

Primary Partners
NEOS Protection NEOS Protection

Issued by NobleOak. Award-winning claims service. Life, TPD, Critical Illness & Income Protection.
Encompass Protection Encompass Protection

Issued by Acenda (Nippon Life). $802M paid to customers. Life, TPD, Critical Illness & Income Protection.
Futura Protection Futura Protection

Issued by NobleOak. Competitively priced for all ages. Life, TPD, Trauma & Income Protection.
Also on Panel
AIA Australia AIA
AIA Australia
Acenda Acenda
Acenda
Zurich Zurich
Zurich
ClearView
ClearView
OnePath OnePath
OnePath
MetLife MetLife
MetLife
GO

Ready to Sort
Your Cover?

It takes 2 minutes. A specialist will compare policies from multiple insurers and call you within 1 business day — no obligation.

Get My Free Callback Calculate My Needs